you can save up to 50% on Extended Warranties

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Credit Disability (Member’s Choice)

This valuable payment protection makes your monthly loan payment should you become disabled due to covered illness or injury. With Member’s Choice Credit Disability, you’ll find comfort in knowing than an emotional tragedy doesn’t have to become a financial one. If you and your family have to draw on your savings to pay off your loan debt, your dreams for the future could be at stake. This worksheet will help you determine if you have adequate financial resources to maintain your family’s lifestyle if you become disabled. If there is a gap between what your family will need and current coverage, you may want to consider Member’s Choice Credit Disability.

The premium can be included in your loan payment for added convenience.

Check with the credit union for details of this coverage, including exclusions and limitations. Some of the Member’s Choice protection solutions are insurance products available through CUNA Mutual Insurance Society. Talk with a member of our Financial Service Team for more details and coverage exclusions.



Credit Life Protection

The purpose of Member’s Choice Credit Life protection is simple: peace of mid. This valuable payment protection reduces or pays off your eligible loan balance should you die before paying off your loan. With Member’s Choice Credit Life, you’ll find comfort in knowing that an emotional tragedy doesn’t have to become a financial one.

How much protections do your need? This worksheet will help you determine if you have adequate financial resources to maintain your family’s lifestyle in the event of your death. If there is a gap between what your family will need and current coverage, you may want to consider Member’s Choice Credit Life.

The premium can be included in your loan payment for added convenience.

Check with the credit union for details of this coverage, including exclusions and limitations. Some of the Member’s Choice protection solutions are insurance products available through CUNA Mutual Insurance Society.




Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection coverage pays the difference between the scheduled principal balance on your auto loan and the actual cash value (ACV) of your vehicle.

According to Automotive News the average new car will lose 60% of its value over 3 years of normal driving. Unless you have a substantial down payment or trade equity, GAP Protection could be a good investment.

Most dealerships charge over $500 for this coverage, while we offer a plan for only $208.00. Tell me more about GAP coverage.

Guaranteed Asset Protection is not offered as borrow collision, medical, or comprehensive insurance coverage and is not required to obtain credit.


Warranty Programs


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Intercontinental Warranty Services, Inc. offers four different Vehicle Service Agreements for new and used vehicles. They also offer a Powersports warranty program that covers recreation vehicles.  Contact a member of our Financial Services Team to inquire about cost and coverage.

The premium can be added to your loan for added convenience.


Premier Platinum Coverage (Named Exclusion Coverage)
Provides the most comprehensive named exclusion coverage available on the market today at an affordable cost. Coverage follows most manufacturer's warranties and guidelines that originally came with your vehicle. Platinum coverage is designed to extend the original full factory warranty and in some cases may even enhance it. Additional benefits such as car rental, roadside assistance, trip interruption protection and towing are also included. KeyGuard, coverage for new, expensive key fobs and Accidental Loss Refund is optional. Tell me more about Premier Platinum Coverage.

Premier Gold Coverage (Named Component Coverage with Wear & Tear)
A named component plan for both new and used vehicles that provides an exceptional value in vehicle service protection. Coverage includes all powertrain components, as well as most major mechanical and electrical systems. Additional benefits such as car rental, roadside assistance, trip interruption protection and towing are also included. KeyGuard, coverage for replacement of new, expensive key fobs and Accidental Loss Refund is optional. Tell me more about Premier Gold Coverage.

Premier Bronze Coverage (Named Component Coverage with Wear & Tear)
A named component plan for used vehicles only and not under factory powertrain warranty. Coverage includes all powertrain components, as well as most major mechanical and electrical systems. Additional benefits such as car rental, roadside assistance, trip interruption protection and towing are also included. KeyGuard, coverage for replacement of new, expensive key fobs is and Accidental Loss Refund optional. Tell me more about Premier Bronze Coverage

Powertrain Express
Powertrain plans are designed to protect vehicles from major high cost repairs, including the engine, transmission and drive-train. Additional benefits such as car rental, roadside assistance and towing are also included. KeyGuard, coverage for replacement of new expensive key fobs and accidental loss refund is optional. Tell me more about Powertrain Express Coverage

Powersports
Our extended Powersports warranty programs protect the essential components of you motorcycle, ATV, snowmobile or personal watercraft from the high cost of repairs or replacement. Additional benefits for on-road motorcycles only include substitute transportation, roadside assistance; trip interruption protection and towing are also included. Tell me more about Powersports Coverage