Fees

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Current as of 9/20/2014

   
Non-Sufficient Funds Returned  $ 25.00 Per item
Non-Sufficient Funds Reprocessed  $ 25.00 Per item
Non-Sufficient Funds Honored  $ 25.00 Per item
Non-Sufficient Funds Deposited Item Returned  $ 25.00 Per item
Non-Sufficient Funds Payment Returned  $ 25.00 Per item
Late Fee  $ 25.00 7 Day Grace Period
Visa Over Limit Fee  $ 25.00  
Fed-EX Visa Card Debit/Credit overnight  $ 25.00  
Inactive Account Fee  $ 5.00 * per month
Inactive Unable to locate  $ 25.00 ** per month
     
Advance Fee-Visa Cash Advance Fee  $ 3.00  
Advance Fee-Payday Loan Advance Fee  $ 10.00  
Advance Fee-Overdraft Transfer from Savings  $ 10.00  
Advance Fee-Overdraft Transfer from Loan  $ 10.00  
Penalty-Early withdrawal from Christmas Club  $ 10.00  
Penalty-Early withdrawal from CD (less than 1 year to Maturity)  90 days Interest   
Penalty-Early withdrawal from CD (more than 1 year to Maturity)  180 days Interest   
Minimum Balance Fee MRA S4 Below $2500.00  $ 10.00 per month
Transaction Fee-ATM withdrawal Fee  $ 1.00 Plus terminal fee
Skip a Payment (on first loan)  $ 25.00  
Member requested Loan Modification/Extension agreement fee $ 15.00  
     
Money Orders  $ 2.00 each
Certified Check made payable to third party  $ 5.00 each
Certified Check Merchant NSF Converted  $ 20.00  
Stop payment Fee  $ 15.00  
Visa Card Replacement Fee  $  5.00 each
Copy of Statement  $ 2.00 per statement
Copy of Check  $ 3.00 per check
Personalized Check Order  Cost   
Postage Stamps  Cost   
Outgoing Domestic Wire  $ 25.00  
      
Foreign Transaction Fee 1% of the transaction amount
Tax Levy handling fee  $ 25.00  


Inactivity fee is charged to S1 savings account if the member has no other account or visa with the credit union and there has not been any activity for the past 12 months. (No fee to members under 18 years of age or balances over $300.00) Notice mailed 30 days before fee is assessed. Effective 11/16/2010

Inactive Unable to Locate: The fee is charged to the S1 savings account if the member has no account activity for the past 12 months and no current address on file. Effective 11/16/2010