Rates

Rates

Risk-Based | Loans | Savings | Certificates

Rates as of July 28, 2010

New Cars

				*New Cars Only*
Credit Rating	1-4 years	5 years	6 years	7 years
A+	4.75%	4.75%	4.75%	5.75%
A	4.95%	4.95%	4.95%	6.95%
B	5.95%	5.95%	5.95%	8.95%
C	8.50%	8.50%	8.50%	n/a
D	10.50%	10.50%	10.50%	n/a
E	15.50%	15.50%	15.50%	n/a

APR = Annual Percentage Rate
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Used Cars

Credit Rating	1-3 years	4 years	5 years
A+	4.85%	4.95%	5.95%
A	4.95%	5.95%	6.95%
B	5.95%	6.95%	10.95%
C	6.95%	10.95%	15.95%
D	10.95%	15.95%	17.15%
E	15.95%	18.00%	17.15%

APR = Annual Percentage Rate
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Credit Cards

Extra Visa Card

Classic Visa Card

Boom Visa Card

Credit Limits up to $25,000.00*
No Annual Fee
No Cash Advance Fee
No Transaction Fee For Purchases
25-day Grace Period on Purchases
Worldwide Accepatance
On-line Account Access Through eZCardInfo.com
Fixed Rates as low as 9% APR

*certain credit restrictions apply

Credit Limits up to $5,000.00*
No Annual Fee
No Cash Advance Fee
No Transaction Fee For Purchases
25-day Grace Period on Purchases
Worldwide Accepatance
On-line Account Access Through eZCardInfo.com
Fixed Rates as low as 9% APR*

*certain credit restrictions apply

Ages 12-24

Credit Limits up to $2,000.00*
No Annual Fee
No Cash Advance Fee
No Transaction Fee For Purchases
25-day Grace Period on Purchases
Worldwide Accepatance
On-line Account Access Through eZCardInfo.com
Fixed Rates as low as 15.5% APR*

*certain credit restrictions apply

Personal Loans

Credit Rating	1 year	2-5 years
A+	7.50	7.95
A	7.95	9.95
B	9.95	11.95
C	11.95	13.95
D	15.95	17.95
E	18.00	18.00

*APR = Annual Percentage Rate
Members' Individual credit rating and ability to repay the loan will determine the interest rate charged. Go To Loan Application | Go To Calculators | Back to Top

Savings

Savings	Minimum Balance	Rate	Term
Shares	$ 50.00	0.15	n/a
IRA Accounts	< 74,999	1.00	n/a
IRA	> 75,000	1.50	n/a
Money Market $ 2500 - $ 49,999	$ 2500.00	0.40	n/a
Money Market over $ 50,000	$ 50,000.00	0.65	n/a

*APY = Annual Percentage Yield
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Certificates

Certificates	Minimum Deposit	Dividend Rate	APY*	Term
6 Months	$ 1,000.00	0.85		6
1 Year	$ 1,000.00	0.95		12
18 Months	$ 1,000.00	0.95		18
2 Years	$ 1,000.00	1.10		24
3 Years	$1,000.00	2.00		36

*APY = Annual Percentage Yield
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