FEE TYPE      CHARGE   FEE TYPE CHARGE ACH Fees      Visa Credit Card   ACH Stop Payment $10.00    Visa Card Replacement $5.00 ACH Returned $25.00    Visa Late Charge $25.00 ACH Reprocessed $25.00    Visa Over Limit Fee $25.00        Dishonored Payment Item $25.00        Visa Cash Advance Fee $3.00 Visa/Debit Card Fees         Debit Overdraft  $25.00   Share Draft (checking) Handling   Debit Replacement  $5.00    Stop Payment $ 10.00 Debit Card ATM Trans  $1.00   Non-Sufficient Funds Returned $ 25.00         Non-Sufficient Funds Reprocesseed $ 25.00 Misc Fees     Non-Sufficient Funds Honored $ 25.00 Account Statement Copy Mail  $2.00   Auto Savings Transfer $5.00 Account Statement Copy Fax  $5.00   Merchant NSF Cashiers Checkis $5.00 Certified Check NOT Payable to Member  $5.00    Photocopy of Check Mailed $3.00 Christmas Club Early Withdraw  $10.00    Photocopy of Check Faxed $6.00 Deposit Item Returned  $25.00       Dormant Account Fee  $3.00    Wire Fees   Dormant Account Fee (Unable to locate)  $25.00    Outgoing Wire $ 15.00 Excessive Withdrawals  $2.50    International Wire $30.00 Minimum Balance Fee MRA S4  $10.00       Money Orders  $2.00       Returned Statement Fee  $1.00       Savings Accounts - over 6 withdrawals  per trans  $1.00       Stamps  $8.20       Travelers Checks - Individual  $1.00       Travelers Checks - Joint  $1.50